How many graduate students receive financial aid?

Almost all of our graduate students are eligible for extensive financial aid for their education.

How much financial aid can I get?

Our U.S graduate students normally can get an aid package covering 100% of the tuition, fees, housing, and meals. Contact us at finaid@mum.edu or 641-472-1156 for more information.

Graduate Students — Academic Year 2008–09
Program	University scholarship	Long-term low- interest loans	Work- study assistant- ship	Total award	Total charges (see table at bottom)	Your payment
Master’s	$10,230	$20,200	N/A	$30,430	$30,430	$0
Ph.D.*	$10,230	$15,200	$5,000	$30,430	$30,430	$0

* After 1.5 to 2 years of Ph.D. coursework and successful completion of a qualifying exam, Ph.D. students achieve Candidate status. Ph.D. Candidates pay 50% of tuition. After acceptance of a dissertation proposal, a Ph.D. student achieves Researcher status. Ph.D. Researchers pay 25% of tuition. University scholarship amounts are reduced proportionately at each level. Work-study assistantship pays for housing and meals and is earned by working for the academic department ten hours per week.

Work-study and/or additional loans can provide an additional $3,200 for personal expenses, transportation, and books.

What are the University’s charges?

Total charges for 2008–09 academic year
Tuition	$24,000
Housing (single room) & meals	6,000
Fees	430
Total	30,430

• Personal expenses, travel, and books are not included in the charges above.
• All students who have not yet learned the Transcendental Meditation^® technique will learn upon arrival at the University. All new U.S. graduate students will receive a scholarship covering the full tuition for the University’s TM course.

How do I receive grants and scholarships?

File the Free Application for Federal Student Aid (FAFSA) as soon as possible, using our school code of 011113.

Maharishi University offers a substantial Trustees scholarship program that is supported by contributions from alumni and friends of the University. Scholarships based on financial need will be automatically packaged into your award based on the FAFSA results.

You may also apply for free aid through one of the free online scholarship search services.

If you are married and your spouse is working, or if you have substantial savings, you may be asked to make a contribution based on your ability to pay. Alternative loans and/or additional federal student loans are available to help cover this payment if necessary.

How can I cover the rest of the expenses?

Low-interest, long-term student loans will often bridge most of the gap between free aid and the cost of the education. You can repay these loans with income earned after college.

Your parents may also be asked to make a contribution based on their ability to pay. If your parents cannot pay and are turned down for a parent loan, you may borrow more student loans yourself.

How do I know I can repay loans?

Your income is likely to be much higher if you have a graduate degree. Borrowing for college is a wise investment for your future. Statistics show that the average income of individuals who have achieved a graduate degree is significantly higher than those with a four-year degree.

Many creative repayment options are available for federal student loans, such as interest deductions, extended repayment, and income contingent repayment. Loans can be deferred during periods of unemployment and economic hardship, as well as if you go back to college later to get a graduate degree.

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